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This That & Chit Chat

September 3, 2021

To Lease or To Finance: That is the Question!

When it comes to buying a new car, you have three options: purchasing it with cash, purchasing it through a loan (also known as financing) or leasing it. For most shoppers, the decision comes down to buying or leasing.

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August 27, 2021

Budgeting With 50/30/20

Budgeting is a skill that helps you make smart decisions with your money. It ensures that you’re spending less than you earn, it prepares you for life’s curveballs, and it funds your goals and your dreams. Unfortunately, budgeting is often seen as restrictive and overwhelming. Financial priorities are deeply personal, so it can be challenging to find the right combination of strategies and tools that work for you.

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August 25, 2021

Speed to Savings

Kohler Credit Union members are able monitor their credit by using Credit Insights, our free credit monitoring tool available in digital banking. Want to learn more about credit scores? Click here to read more about your credit score and why it’s important or check out our credit score videos on It’s a Money Thing.

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August 24, 2021

Finding the Loan That's Right for You

Loans help finance some of our biggest goals in life. They can provide access to possibilities that we can’t afford upfront—possibilities like going to school, buying a home or starting a business (to name just a few).

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August 9, 2021
by: Banzai

Emergency Funds

One of the most effective tools for preventing a large-scale financial disaster is an emergency fund, an amount of money that is set aside to cover unexpected expenses, or to keep you afloat if no regular income is coming in.

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August 6, 2021

5 Good Money Habits to Boost Your Retirement Savings

Think back to your most recent savings goal. How long did you have to save in order to reach it? Was it a concert ticket or some new shoes that took a few weeks of budgeting? Was it a big-ticket item like a new computer or a summer vacation that took a year or two of planning in advance? Perhaps you’re currently saving for an even more ambitious goal: a car, a wedding, a down payment on a home? Although savings goals vary from person to person and range in size and scope, it’s likely that your longest-term savings goal will be your retirement.

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July 28, 2021

Four ways to boost your credit score starting now

Kohler Credit Union members are able monitor their credit by using Credit Insights, our free credit monitoring tool available in digital banking. Want to learn more about credit scores? Click here to read more about your credit score and why it’s important or check out our credit score videos on It’s a Money Thing.

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July 23, 2021
by: Banzai

Credit Score

A credit score is a number that potential lenders will use to determine whether they should lend you money, how much, and at what interest rate.

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July 2, 2021

5 Ways to Lower the Cost of Tuition Before Considering a Student Loan

If you’re considering financing your college education with the help of a student loan, the smartest thing you can do for yourself is to only borrow what you truly need. (This advice applies to pretty much all loan products, by the way.) Pursuing post-secondary education should be an exciting time in your life. You’re making decisions and opening up possibilities that will shape your future—a future that is adventurous and fulfilling and that decidedly does not include years and years of crippling debt.

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June 18, 2021
by: Banzai

To Buy or Not to Buy?

There are some compelling reasons to buy real estate, but it's not a clear-cut situation for everyone.

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