Business Loans & Credit Cards
Kohler Credit Union offers business loan solutions designed to help your business grow and succeed. From equipment purchases to expansion plans and everyday operating needs, our local lending team is here with flexible financing options and personalized support.
Financing Solutions Designed to Support Your Next Step
Whether you’re starting a business, expanding operations, purchasing equipment, or managing day-to-day cash flow, Kohler Credit Union offers lending solutions built around your business goals.
As an approved Small Business Administration (SBA) and WHEDA business lender, our team is here to help you explore financing options with guidance that fits your business and your plans for the future.
- Purchase assets or refinance debt
- Receive a revolving line of credit or explore term loan options
Business Credit Cards Built for Your Business
Business credit cards designed for everyday business needs. Choose from four card options offering low rates, cash back, and flexible rewards to find the right fit for your business. No matter which card you choose, you’ll enjoy valuable features built to support your business every day.
- Free online expense reporting tools
- No fee for additional employee cards
- Mobile payment capability
- Zero Fraud Liability*
- 24 hour & 365 days a year Cardmember service
Everything You Need to Grow Your Business
Business Savings & Checking
Kohler Credit Union offers business checking, savings, debit card, and merchant services designed to simplify your finances and support your business growth.
Business Resources
Explore helpful resources, tools, and information to answer questions and connect you with the support you need to grow and succeed.
Meet the Team
Our team is here to support you every step of the way as you grow and manage your business.
Business Loans & Credit Cards
Frequently Asked Questions
What types of business loans are available?
Kohler Credit Union offers business loan options including commercial term loans and revolving lines of credit. As an approved SBA and WHEDA lender, additional financing solutions may be available to help support your business goals and growth.
What can a business loan be used for?
Business loans can be used to purchase equipment, expand operations, refinance debt, or manage day-to-day business expenses. Kohler Credit Union works with businesses to provide financing solutions tailored to their specific goals and needs.
What is the difference between a business loan and a line of credit?
A business loan provides a lump sum with fixed payments, while a business line of credit gives you flexible access to funds as needed. Lines of credit are commonly used to manage cash flow and short-term expenses, while business loans are often better for larger one-time purchases or investments.
How do I qualify for a business loan?
Business loan qualification is based on factors such as your business revenue, credit profile, cash flow, and time in operation. Kohler Credit Union’s business lending team reviews your overall financial picture to help determine the financing solution that best fits your needs.
What documents do I need to apply for a business loan?
To apply for a business loan, you may need financial statements, tax returns, and information about your business and funding request. A Kohler Credit Union business lender will guide you through the application process and help ensure you have the required documents.
What is an Small Business Administration (SBA) loan?
An SBA loan is a government-backed small business loan designed to help businesses access financing with competitive rates and flexible terms. Kohler Credit Union is an approved SBA lender and can help determine whether an SBA loan is the right financing solution for your business.
How long does it take to get a business loan?
Business loan timelines can vary depending on the loan type and complexity of the request. Kohler Credit Union works to provide efficient processing, timely updates, and clear communication throughout the business loan application process.
Do I need collateral for a business loan?
Some business loans require collateral, such as equipment, inventory, or real estate, while others may not. Collateral requirements vary based on the loan type, financing amount, and your business’s financial profile.
Can I get a business loan to start a new business?
Yes. Kohler Credit Union works with both new and established businesses to explore business financing options and help turn business ideas into reality.
Why choose Kohler Credit Union for business loans?
Kohler Credit Union offers local decision-making, flexible business financing options, and personalized service tailored to your business needs. As a community-focused lender, Kohler Credit Union is committed to helping local businesses grow, succeed, and achieve long-term financial goals.
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.