We offer a range of savings accounts that enable you to build and maintain a strong financial foundation. Our wide variety of savings options means that you can select the right account to fit your lifestyle and financial needs. So no matter what you are saving for, we have an account to help you get there. Plus, all savings account options include access to digital banking, monthly dividends, and service & support from the KCU team.
Grow your savings in this account, which gives you the chance to win bonus cash on top of guaranteed interest.
This account is a requirement for membership with Kohler Credit Union. This straightforward, no-nonsense approach to savings is perfect for anyone looking to simplify their financial life and save for a short-term goal.
With higher interest rates than Basic Share, this entry-level money market account is a great option to build your savings.
This account is a popular option for bigger, long-term goals and purchases (like a college fund). You earn higher interest rates for higher balances while keeping funds liquid.
This alternative to traditional savings rewards you for keeping your money in an account for a fixed period of time, called a term.
Individual Retirement Accounts allow you to save for retirement with significant tax advantages.
A Health Savings Account (HSA) is a tax-exempt account that allows you to save money to pay for future medical expenses.
This special account allows you to save for “The Most Wonderful Time of the Year” all year long.
| Deposit Type | Minimum Balance** | Dividend Rate | APY * | Dividend Period | "Call KCU" Access |
|---|---|---|---|---|---|
| Basic Share (and secondary shares) | $5.00 | 0.10% | 0.10% | Monthly | Yes |
| Saver's Sweepstakes | $0.00 | 0.10% | 0.10% | Monthly | Yes |
| Fair Share (Money Market Account) | < $2500.00 | 0.10% | 0.10% | Monthly | Yes |
| Fair Share (Money Market Account) | $2500.00 | 0.35% | 0.35% | Monthly | Yes |
| Premium Money Market | < $10,000.00 † | 0.60% | 0.60% | Monthly | Yes |
| Premium Money Market | $10,000.00 | 0.75% | 0.75% | Monthly | Yes |
| Premium Money Market | $25,000.00 | 0.90% | 0.90% | Monthly | Yes |
| Premium Money Market | $50,000.00 | 1.20% | 1.21% | Monthly | Yes |
| Premium Money Market | $100,000.00 | 1.55% | 1.56% | Monthly | Yes |
| Premium Money Market | $250,000.00 | 2.20% | 2.22% | Monthly | Yes |
| Health Savings Account | < $500.00 | 0.10% | 0.10% | Monthly | Yes |
| Health Savings Account | $500 | 0.11% | 0.11% | Monthly | Yes |
| Health Savings Account | $2,500.00 | 0.16% | 0.16% | Monthly | Yes |
| Health Savings Account | $5,000.00 | 0.21% | 0.21% | Monthly | Yes |
| Health Savings Account | > $15,000.00 | 0.26% | 0.26% | Monthly | Yes |
| Christmas Club | $0.00 | 0.25% | 0.25% | Monthly | Yes |
APY is accurate as of November 22, 2024 the last dividend declaration date.
Rates may change after the account is opened. Maintenance or activity fees could reduce the earnings on the account. Membership is required.
* APY equals Annual Percentage Yield.
** Minimum balance required to earn the advertised APY.
† Should your Premium Money Market fall below $10,000, your account will be charged a monthly service fee of $15.00.
