• KCU MainBranch MainImage
Home   >   Learn   >   Financial Wellness   >   This That & Chit Chat

This That & Chit Chat

December 2, 2022
by: Banzai

Renting Rulebook

If you want the best renting experience possible, there are a few rules you should follow.

Read the full post

Tags:     |  

November 28, 2022
by: Banzai

Trusts

iStock 1215758851

A trust, similar to a will, is a way to designate what happens to a person’s belongings after they pass away.

Read the full post

Tags:  

November 18, 2022
by: banzai

14 Ways to Cut Household Expenses

Changes to the economy, your situation, or your goals may prompt you to take a look at your budget for opportunities to save. But where do you start? These lists will help you make changes, both big and small, to your budget.

Read the full post

Tags:  

November 11, 2022
by: Banzai

Leaving a Job with a 401(K)

When you leave a job with a 401(k), you’ll generally have four options for what to do with the money. Each has its own benefits and drawbacks, so deciding what’s right for you will depend on your situation and preferences.

Read the full post

Tags:     |  

November 7, 2022
by: Banzai

4 Tips for Using Peer-to-Peer Payment Apps

Whether you’re splitting the bill at a restaurant with friends, paying back your parents, or buying snacks at a sports event, it’s hard to beat the convenience of peer-to-peer payment apps like Venmo, Zelle, Google Pay, Cash App, and PayPal.

Read the full post

Tags:     |  

October 27, 2022
by: IAMT

The Upside of Frugality

Frugal living discussions often talk about pinching pennies or “stretching a dollar.” A penny saved is a penny earned, or so the saying goes, but is that actually the case?

Read the full post

Tags:     |  

October 21, 2022
by: Banzai

Certificate of Deposit

If you're willing to wait, a CD can be a great way to earn a high interest rate on the money you deposit.

Read the full post

Tags:     |     |  

October 17, 2022
by: banzai

Savings Accounts

If you're building an emergency fund, saving for a big purchase, or getting money together to invest, using an insured savings account can put you on the right road.

Read the full post

Tags:     |  

October 7, 2022
by: IAMT

Use Psychology to Build a Budget You’ll Stick With

When you start looking for financial advice (or any kind of advice, for that matter), experts will share their take on what’s “good” and what’s “bad.” In personal finance, there are some classifications that we can all agree on: Debt is bad. Emergency funds are good. Overdrawing your account is bad. Earning interest on your savings is good.

Read the full post

Tags:     |     |  

September 30, 2022
by: Banzai

What a Car Loan Costs

When shopping for a car, it's usually best to start by shopping for a car loan.

Read the full post

Tags:     |  

September 26, 2022
by: banzai

Opening Your First Account

Opening an account at a bank or credit union is the first step toward owning your personal finances. Best of all? It’s super easy.

Read the full post

Tags:     |  

September 16, 2022
by: banzai

7 Internet Safety Rules

Follow these 7 internet safety rules to help keep yourself and others safe online.

Read the full post

Tags:     |  

September 9, 2022
by: IAMT

How to Overcome ‘Credit Card Shyness’

News outlets and credit card companies are quick to label millennials as being credit card-shy. According to a recent survey, millennials apparently fear their credit card debt more than climate change, the threat of war and even death. It may sound like an overreaction, but the underlying trend is substantial: millennials are carrying fewer cards and have lower balances, compared to the previous generation of young adults. 

Read the full post

Tags:     |  

September 2, 2022
by: banzai

Improve Your Cybersecurity

It’s likely you use a phone, computer, or some other device every day (you’re even using one right now!). But just because you use it often doesn’t mean you can let your guard down.

Read the full post

Tags:     |  

August 26, 2022
by: Banzai

Getting a Car

When looking for a new car, you have three main options: buy used, buy new, or lease.

Read the full post

Tags:     |  

August 11, 2022

Check It Out

Still stashing money under beds, in ceiling tiles, or under floorboards? You may even use a safe to protect your cash. Yes, these are fun, creative ways to secure money, but they aren't great for all your income. Instead, it’s time to take safe-guarding your money a little more seriously. Checking accounts—they’re serious—and safe.

Read the full post

Tags:  

August 11, 2022
by: IAMT

When You Can't Afford Your Minimum Payments

It’s scary to find yourself in a situation where you can’t afford your monthly debt payments. Whether that’s due to a sudden life change, like a job loss or illness, or if you’ve simply found yourself unable to keep up, there are steps you can take.

Read the full post

Tags:     |     |  

August 3, 2022
by: IAMT

College Budget Breakdown

Most people ask, "How much does college cost?"—that’s the first mistake. It’s not to say this question isn’t answerable, but grouping college into one huge expense can be a little deceiving.

Read the full post

Tags:     |     |     |  

August 1, 2022
by: IAMT

Auto Insurance

Auto insurance is not only often a legal requirement, it's also absolutely vital to your financial health.

Read the full post

Tags:     |     |  

July 19, 2022
by: IAMT

What is a HELOC?

A home equity line of credit (HELOC) is a line of credit that allows you to tap into your home’s equity.

Read the full post


July 15, 2022
by: Banzai

To Buy or Not to Buy?

They say there’s no place like home, but does that mean you have to purchase one to get the benefits? Just like everything else, buying a home has its pros and cons.

Read the full post

Tags:     |  

July 8, 2022
by: IAMT

When’s the best time to write a business plan?

Writing a business plan is an essential part of building a successful business. At its core, a business plan is a road map for your project: it establishes your purpose, it sets goals and expectations, and it forecasts the relationship between cost and revenue. Business plans exist in many forms: some formal and some informal.

Read the full post

Tags:  

June 30, 2022
by: IAMT

The Effect of Time on Investing

Investing can seem like a very risky, complex and fast-moving process. With endless combinations of investment vehicles to choose from, it can be difficult to take your first step as an investor—especially with the knowledge that all investments carry the risk of losing some or all of your money. So why bother?

Read the full post

Tags:     |     |  

June 22, 2022
by: IAMT

Where You Seek Financial Advice Says a Lot About You

How did you decide where to open your first bank account? Where did you learn to budget or pay bills? If you have a money question now, what do you do? Who do you turn to?

Read the full post

Tags:  

June 16, 2022
by: IAMT

How to Stop Lifestyle Creep in its Tracks

Have you ever caught yourself daydreaming about all of the amazing lifestyle changes that await you just beyond your next pay raise? Have you ever fantasized about how to spend a work bonus, only to have the money instantly disappear into your monthly spending? If this sounds familiar, you might be prone to lifestyle creep.

Read the full post

Tags:     |  

June 10, 2022
by: IAMT

Why Is It Called A Credit Union?

While bank and banking are universally understood and accepted terms, the term credit union is still largely misunderstood and unknown to many. Credit union is an unusual term, isn’t it? Is it just another name for a bank? Is it a credit card company? Do I have to be in a union to join?

Read the full post


June 2, 2022
by: IAMT

It Pays To Start Saving Now

In case you haven’t heard, compound interest is the best.You may remember it as an equation you had to memorize for math class, but it’s so much more than that. It’s the concept that powers all sorts of savings and investment products and, over time, allows you to turn your money into, well, more money!

Read the full post

Tags:     |  

May 27, 2022

The Dos and Don’ts of Debt Repayment

Consumer debt is an extremely contradictory part of our personal finances: it’s at once common and incredibly personal. According to numerous sources, the majority of US adults owe money in some way, shape or form—and yet what this consumer debt represents can vary drastically from person to person. To some, a debt might signify a major accomplishment or progress toward a large goal. To others, it might be a constant reminder of a time of crisis or hardship. The decisions that lead us to consumer debt can be thoughtful and deliberate, or rushed and misguided. It is perhaps these differences that make it challenging to talk openly about debt for fear of judgment.

Read the full post

Tags:     |  

May 18, 2022
by: IAMT

Living On Your Own And “Bill Time”

Living on your own for the first time can be empowering. It means having independence and all the things that come with it. Some of those things—like not having to share a bathroom—are wonderful. Others—like killing spiders yourself—are not so fun. And leading the pack in the not-so-fun category: bills.

Read the full post

Tags:  

May 17, 2022
by: SavvyMoney

College Planning

While the price tag for a college education has edged down slightly during the pandemic, it’s important to plan ahead to determine how to fun – or partially fun – tuition, fees, room, board and everything else for four (or more) years of undergraduate studies.

Read the full post

Tags:  

May 12, 2022
by: banzai

Romance & Dating Scams

They love me, they love me not. Here’s how you can prevent yourself from falling victim to some of the sneakiest crimes out there—romance scams.

Read the full post

Tags:     |  

May 5, 2022
by: banzai

Scams Targeting Seniors

Scammers target seniors more aggressively than any other group. Recognizing the most common scams helps prevent your money and personal information from getting stolen.

Read the full post

Tags:     |  

April 29, 2022
by: IAMT

Learn to Spend, Save and Give

For most people, spending comes naturally. Saving up for something special is harder. And setting money aside for giving is really hard.

Read the full post

Tags:     |     |     |  

April 22, 2022
by: IAMT

What does it mean to be a credit union member?

Even though there are over 5,000 credit unions in the United States, many misconceptions about their structure and their services still exist. One popular-but-false assumption is that the term “credit union member” is interchangeable with the term “credit union customer.” It might seem like a harmless mistake, but the concept of membership is what sets credit unions apart from other financial institutions. A “member” isn’t an empty marketing term—it reflects your credit union’s commitment to co-operative values and shapes your entire banking experience. As a member, you’re a part owner, you have a say in how your credit union is run and you get to share in its success in tangible ways.

Read the full post

Tags:     |     |  

April 14, 2022
by: IAMT

Why Do People Borrow Money?

Borrowing money comes at a cost. This extra cost is called interest. If borrowing money costs more, why do people still do it? Here are three reasons why:

Read the full post

Tags:     |  

April 8, 2022

Choosing your financial institution

What was the very first financial choice you ever made?

Read the full post

Tags:     |     |  

March 31, 2022
by: IAMT

What is Opportunity Cost?

You make many choices every day. You choose how to spend your time. You choose how to spend your energy. You also choose how to spend your money.

Read the full post


March 24, 2022

The 3 Hidden Expenses of Pet Ownership

According to the American Pet Products Association, nearly 70% of all US households own a pet. That translates into an estimated $86 billion spent on food, supplies, medical care and pet services in 2018. Although the love and companionship our furry (or feathered, or scaly) friends provide is priceless, it’s impossible to ignore the effect that pet ownership has on our wallet.

Read the full post


March 18, 2022
by: Banzai

Ransomware

Everyone has secrets—personal data, passwords, private documents, etc—and people will spend lots of money to keep this information secret or gain access to it. Ransomware is just one way that hackers win access to personal information, expecting its owner will pay to win it back.

Read the full post

Tags:     |  

March 4, 2022
by: IAMT

Four Questions to Ask Yourself Before Signing a Mortgage

Asking the right questions is an important part of every financial decision you make, and home ownership is no exception. If you’ve been thinking about buying a place, preliminary research will turn up a long checklist of questions for you to ask at every part of the process. There are questions for your financial institution, questions for your mortgage broker and questions for your real estate agent. But what about the questions you should be asking yourself?

Read the full post

Tags:     |  

February 23, 2022
by: IAMT

Buying vs. Renting a Home: Are You Getting the Right Advice?

The average person moves residences about 11 times in their lifetime. That provides a lot of opportunity to confront the following question: is it better to own your home or to rent it? It’s a huge decision that affects your lifestyle as much as it does your finances, and the answer will vary depending on who you ask. There are compelling arguments to be made for both sides and the resulting advice—though well-intentioned—can quickly become confusing and contradictory. So, is paying rent really just a waste of money? Or is it true that you can make more money by renting than by owning a home? Take a closer look at six snippets of common owning-versus-renting advice:

Read the full post

Tags:     |  

February 17, 2022
by: IAMT

Pay Yourself First: How to Automatically Start Saving More Money

Like going to the gym or eating a healthy diet, saving money is one of those concepts that’s simple to grasp but weirdly challenging to put into practice. We understand its benefits. We agree that it’s essential to our well-being. We know that it’s something we should be doing. But paycheck after paycheck, it’s the same routine: after the bills have been paid and the regular expenses have been looked after, there just isn’t quite enough left over for our savings goals. We blame our lack of financial willpower and promise ourselves we’ll do better next paycheck, but more often than not, the cycle repeats itself. If this scenario seems all too familiar, consider automating your personal finances in order to pay yourself first.

Read the full post


February 10, 2022
by: IAMT

The Secret History of the Wall Street Bull

Bulls and bears can be considered the unofficial mascots of the stock market. They represent the upward and downward movements of the stock market over a period of time and have even come to describe investor behavior (optimistic investors are said to be bullish, while investors with a pessimistic outlook are said to be bearish). In a field typically known for its confusing financial terminology and often uninspired language, the bull and bear symbols really stand out—and this is especially true in Lower Manhattan.

Read the full post


January 26, 2022
by: IAMT

Breaking Up with Name Brands

Picture this: you’re steering your shopping cart through the sliding doors of the supermarket, shopping list in hand. As you walk the aisles, there’s a strategy you can use to save an average of 33% on your entire purchase. It doesn’t require any coupon clipping or rewards cards. And the best part? You still get every single item on your list. The secret? Buying private-label products instead of brand-name products.

Read the full post

Tags:  

January 24, 2022
by: SavveyMoney

Frugal February Challenge

Frugal February

Read the full post


January 21, 2022
by: banzai

Recognizing and Avoiding Scams

Con artists cheat Americans out of billions of dollars every year. Recognizing red flags for potential scams can help protect you, your loved ones, and your hard earned cash.

Read the full post

Tags:     |     |  

January 14, 2022
by: IAMT

Keep or Toss: How Long Should I Hang Onto My Financial Documents?

Every year, it’s nice to do a bit of “financial spring cleaning” and declutter your filing cabinet, your desk drawers, and the various hiding places where miscellaneous scraps of paper tend to accumulate and multiply. Read on to find out what you should be saving, and what’s OK to shred.

Read the full post


January 7, 2022
by: IAMT

Boost Your Credit Score: 4 Myths Debunked

Credit scores are an area of personal finance that seem a lot more mysterious than they actually are. Many people believe that improving them is a matter of trial and error and, as a result, there’s a lot of “credit score advice” floating around that can end up doing more harm than good. Four common credit score myths have been rounded up and debunked below:

Read the full post

Tags:  

December 23, 2021

Are Checks Obsolete?

Checks hold an odd place in our personal finances. In many ways, checks seem like relics from a previous era. We maybe write one or two checks a month (usually for rent or similar bill-paying situations where electronic payment simply isn’t an option). This is vastly different from only a few decades ago, when checks represented more than 85% of all non-cash retail payments. (Can you imagine whipping out a checkbook in line at the grocery store? Times have certainly changed!)

Read the full post

Tags:     |     |  

December 20, 2021
by: Savvymoney

5 Financial New Year’s Resolutions

5 Financial New Year’s Resolutions & How to fulfill them

Read the full post

Tags:     |     |  

December 16, 2021

Keeping Your Money Safe

Imagine this: you are out for a walk and you find a stack of shiny gold bars. Where do you put your treasure to keep it safe?

Read the full post

Tags:     |     |  

December 16, 2021
by: Banzia

Be Prepared, Because Life Happens

An emergency fund is an essential part of your personal finances. Its importance is stressed in almost every personal finance book and budgeting blog, and yet 26% of Americans currently have no emergency fund in place. Of those who do have an emergency fund, up to two-thirds do not have the often-recommended six months’ worth of expenses saved up.

Read the full post

Tags:     |  

December 9, 2021

5 Identity Theft Jackpots (and How You Can Safeguard Against Them)

Identity theft is nothing new, and yet it still manages to cost its victims billions of dollars (yes, that’s billions with a “b”) globally each year—not to mention the time and hassle involved in recovering a stolen identity.

Read the full post

Tags:     |     |     |  

December 1, 2021
by: SavvyMoney

5 points of Financial Data you should check before end of year.

Prepare your tax documents – One third of Americans file their taxes at the last minute. Filing late could cost you additional penalties, interest, or fees. Most common tax forms include:Wage information
Photo identification
Personal information for all filers
Previous year(s) tax returns
Charitable donations
Childcare or education expenses
Itemized medical expenses

Read the full post


November 23, 2021

5 Totally Free Things You Can Do to Support Your Local Economy

Supporting your local community is a positive thing—it builds relationships, it strengthens the local economy, and it makes your neighborhood a happier and healthier place to work and play. The most obvious way to support your surrounding community is with the choices you make with your dollars. Money you spend in your community is recirculated in the local economy instead of being extracted from it. This translates into more local jobs, more opportunities for local business owners and service providers, and more tax dollars that stay in the community. Supplementing your grocery shopping list with fresh farmers’ market finds, choosing independent cafés and restaurants over national chains, and purchasing art and gifts from local vendors are all simple ways to support your local economy.

Read the full post


November 18, 2021
by: Banzai

Filling Out the FAFSA

The Free Application for Federal Student Aid (FAFSA) is an application for financial aid made up of scholarships and grants that the government awards to students based on their needs.

Read the full post

Tags:     |  

November 11, 2021
by: Banzai

Working with a Mortgage Lender

Applying for a mortgage is a big endeavor. Most lenders require you to complete a mortgage application—a comprehensive financial statement.

Read the full post


October 27, 2021
by: Banzai

The Cost of a Mortgage

A mortgage is likely going to be one of the largest loans you'll take out in your life. It's essential to understand all that goes into the cost and your responsibility in paying it back.

Read the full post

Tags:     |  

September 30, 2021

Reasons to Refinance

Refinancing can be beneficial if everything lines up in your favor. What can you get out of it? The list is long and exciting for someone stuck with loan payments that they aren’t happy with.

Read the full post


September 23, 2021

Career choice roller coaster

This blog post is geared to younger kids in 1st – 5th grade. It’s a great starting for when children begin talking about what they want to be when they grow up! After reviewing the comic, some great questions to ask kids include:

Read the full post


September 22, 2021
by: SavvyMoney

Budgeting from Halloween to Christmas

Retail sales during the November - December 2020 holiday season grew at an unexpected high rate of 8.3%.  Sales are expected to grow again in 2021.

Read the full post

Tags:  

September 15, 2021

Why We Get Scammed

If you use a cellphone or have an email account, you’ve almost certainly been exposed to an attempt at mass marketing fraud. Common examples include being interrupted by an annoying robocall just as you start eating lunch, or waking up to a suspicious message in your email inbox that somehow slipped through the spam filter. Sometimes, the attempted fraud is kind of funny—the wording is so strange or the premise is so ridiculous (“An exiled prince needs my help transferring a million dollars? Really?”) that we’re left wondering how anyone could possibly fall for such an obvious money grab.

Read the full post

Tags:     |     |  

September 3, 2021

To Lease or To Finance: That is the Question!

When it comes to buying a new car, you have three options: purchasing it with cash, purchasing it through a loan (also known as financing) or leasing it. For most shoppers, the decision comes down to buying or leasing.

Read the full post


August 27, 2021

Budgeting With 50/30/20

Budgeting is a skill that helps you make smart decisions with your money. It ensures that you’re spending less than you earn, it prepares you for life’s curveballs, and it funds your goals and your dreams. Unfortunately, budgeting is often seen as restrictive and overwhelming. Financial priorities are deeply personal, so it can be challenging to find the right combination of strategies and tools that work for you.

Read the full post


August 25, 2021

Speed to Savings

Kohler Credit Union members are able monitor their credit by using Credit Insights, our free credit monitoring tool available in digital banking. Want to learn more about credit scores? Click here to read more about your credit score and why it’s important or check out our credit score videos on It’s a Money Thing.

Read the full post


August 24, 2021

Finding the Loan That's Right for You

Loans help finance some of our biggest goals in life. They can provide access to possibilities that we can’t afford upfront—possibilities like going to school, buying a home or starting a business (to name just a few).

Read the full post

Tags:     |  

August 9, 2021
by: Banzai

Emergency Funds

One of the most effective tools for preventing a large-scale financial disaster is an emergency fund, an amount of money that is set aside to cover unexpected expenses, or to keep you afloat if no regular income is coming in.

Read the full post

Tags:     |     |     |  

August 6, 2021

5 Good Money Habits to Boost Your Retirement Savings

Think back to your most recent savings goal. How long did you have to save in order to reach it? Was it a concert ticket or some new shoes that took a few weeks of budgeting? Was it a big-ticket item like a new computer or a summer vacation that took a year or two of planning in advance? Perhaps you’re currently saving for an even more ambitious goal: a car, a wedding, a down payment on a home? Although savings goals vary from person to person and range in size and scope, it’s likely that your longest-term savings goal will be your retirement.

Read the full post


July 28, 2021

Four ways to boost your credit score starting now

Kohler Credit Union members are able monitor their credit by using Credit Insights, our free credit monitoring tool available in digital banking. Want to learn more about credit scores? Click here to read more about your credit score and why it’s important or check out our credit score videos on It’s a Money Thing.

Read the full post


July 23, 2021
by: Banzai

Credit Score

A credit score is a number that potential lenders will use to determine whether they should lend you money, how much, and at what interest rate.

Read the full post

Tags:     |     |  

July 2, 2021

5 Ways to Lower the Cost of Tuition Before Considering a Student Loan

If you’re considering financing your college education with the help of a student loan, the smartest thing you can do for yourself is to only borrow what you truly need. (This advice applies to pretty much all loan products, by the way.) Pursuing post-secondary education should be an exciting time in your life. You’re making decisions and opening up possibilities that will shape your future—a future that is adventurous and fulfilling and that decidedly does not include years and years of crippling debt.

Read the full post

Tags:     |  

June 18, 2021
by: Banzai

To Buy or Not to Buy?

There are some compelling reasons to buy real estate, but it's not a clear-cut situation for everyone.

Read the full post

Tags:     |  

May 5, 2021
by: Emilee Shostrom

3 reasons a credit union is the best choice for your next auto loan

Are you looking at purchasing a new or used vehicle? Here are three reasons why a credit union is the best choice for your next loan:

Read the full post

Tags:     |     |  

March 25, 2021
by: Emilee Shostrom

Important Things to Consider When Purchasing a Vehicle

If you are in the market for a vehicle, there are several factors to consider when making your decision. Should you buy new or used? How important is reliability and safety to you? How much vehicle space do you need? Let’s break down the options:

Read the full post


February 17, 2021
by: Emillee Shostrom

3 Suggestions of How to Use Your Tax Refund

We are in the midst of tax season, which means a tax refund could be coming your way! You may be wondering how to use your refund if you receive one. Should you pay off debt? What about saving for a big expense? Should you put it towards retirement? Here are a few suggestions of what to do with your tax refund this year*:

Read the full post


January 14, 2021
by: Guest

Should You Think About Changing Financial Professionals?

You rely on your financial professional to provide experience and expertise to help develop a practical financial plan for you, manage debt and establish an emergency fund, weather market volatility, create a budget, grow your assets, save for the life you want, and invest and plan for retirement — and more.

Read the full post

Tags:     |  

December 7, 2020
by: Guest

Why Should You Work With a Financial Professional?

KCU IRS Web2

Financial professionals go by many names: personal financial advisor, investment consultant, financial planner, financial coach…you can probably come up with at least a few more. Their varying backgrounds and credentials come with different designations and titles. And there are at least as many reasons to work with a financial professional as there are ways to call them.

Read the full post

Tags:     |  

November 20, 2020
by: Emilee Shostrom

3 Tips to Avoid Holiday Spending Regret

Spending money during the holiday season can be a rush of adrenaline when imagining how much your loved one will enjoy the gift you just bought for them. But sadly, that feeling goes away in January, when you might question if you should have purchased that gift or spent that much. Kohler Credit Union is here to offer a few tips to avoid any spending regret you might have after the joy of the holidays wears off:

Read the full post

Tags:  

November 17, 2020
by: Emilee Shostrom

Benefits of Refinancing your Auto Loan

Navigating a new auto loan can be confusing, let alone considering options to refinance. Do you have questions about refinancing an auto loan? We want to help! Our Consumer Relationship Manager, Josh MacDonald, breaks down common FAQs on refinancing:

Read the full post

Tags:     |  

October 14, 2020
by: Guest Blogger

Why choose a Credit Union?

Thursday, October 15th is International Credit Union Day, so we want to share a few of the many reasons why you should choose a credit union.

Read the full post


October 5, 2020
by: Emilee Shostrom

Tips for Saving Money on Your Utility Bill

Fall brings beautiful colors, apple orchards, pumpkin patches, delicious food, and spending time with the ones you love. But it also brings up the age-old question: when should I switch from A/C to heat? We asked a local expert, Full Service Heating & Air Conditioning, to find out more and discover ways to save money on utilities in the winter.

Read the full post

Tags:     |  

June 4, 2020

3 Credit Tips During Uncertain Times

The current nationwide environment is full of unknowns and undoubtedly has had an impact on many people’s lives and finances. Now more than ever, it is important for people to take some extra time to monitor and protect their credit.

Read the full post

Tags:  

June 13, 2019
by: Katie Rammer

No Checks. No Stamps. No Problems.

As I grow older (officially hit the big 3-0 this year), I have noticed that time seems to fly faster than ever. There never seems to be enough time in the day to accomplish everything on that to-do list of mine. As a working mom of a 2-year old in the midst of potty training, there is little time between my job, laundry and picking up the house (for the 6th time) to even catch my breath somedays. So when it comes time to pay bills, you can imagine how much I dread wasting valuable time filtering through statements, finding my check book (if I can even locate it in my purse) and physically mailing out payments… these are just a few of the reasons I started using bill pay through Kohler Credit Union’s beMOBILE services. Below are three benefits of paying bills electronically:

Read the full post

Tags:  

April 29, 2019
by: Amy Lee

Class of 2019: My High School Experience

Finally, the year everyone waits for! The year we all talked about as we enter into our first year of high school. “I can’t wait until I’m a senior,” was a line I constantly said when I was growing up. Now that I am officially a senior…I’ll say, and with all honesty… I wish I was still a freshman. Days were much simpler then. College and scholarships applications weren’t knocking on my door yet and Jostens order forms weren’t due. Fears of not getting into my choice college were nonexistent and thoughts of attending my last high school events had not yet crossed my mind.

Read the full post

Tags:     |  

April 25, 2019
by: Amy Lee

How My Youth Apprenticeship Helped Prepare Me For College

High school is a period for growth and a chance to discover new things. If you have an idea of what you want to pursue in the future, applying for a youth apprenticeship is a beneficial opportunity. It can help you explore a profession more in-depth by working in a position specific to your field of interest. You get to learn from those who are already in that profession while gaining valuable skills and experience.

Read the full post

Tags:  

December 6, 2018
by: Katie Rammer

It’s the Most Wonderful (& Expensive) Time of the Year

The holidays are by far my favorite time of the year. Getting together and making memories with family…decking the halls and enjoying a hot cup of coffee as you watch the snow fall outside…and having an excuse to hit the stores for some shopping therapy and to take advantage of the endless holiday sales. But along with the joy that surrounds the season of giving, the holidays can also take a toll on your finances, causing unwanted stress and anxiety. Below are 5 tips to help you prepare for holiday spending:

Read the full post

Tags:     |  

August 2, 2018
by: Guest Blogger

Let’s Talk “Piggy Banks”!

Piggy banks come in all shapes and sizes and are used by all ages for all sorts of reasons. The most important reason, we believe, is teaching your children how to save money.

Read the full post

Tags:     |  

September 14, 2016

Home Equity Loan vs. Line of Credit

Every year, millions of people set goals and resolutions to become more fit. Many of these aspirations have to do with losing weight, eating better, or just becoming a healthier person in general. This year, Kohler Credit Union is paving the way for people like you to become fit… when it comes to your finances and financial decisions. We are proud to introduce our Financial Fitness series of blog posts… aimed to help others manage their finances, borrow smarter, grow their money and protect their future. Ever wonder what the difference is between a home equity loan and a home equity line of credit? Read all about it in our latest blog post below.

Read the full post


August 10, 2016
by: Katie Rammer

Smooth Saving to Beat the Summer Heat

We have had some beautiful weather over the last few weeks… but I have to say, when the temps exceed 85 and the humidity kicks in, there is nothing I enjoy more than a refreshing, cold fruit smoothie to help keep me stay cool. Now I have a handful of favorite places around town that can make one scrumptious smoothie and although delicious every time, the price of the delightful drink can be quite expensive. With prices ranging between $5-7 per drink and my craving kicking in every other day, I decided it was time to cut back. So I started to experiment at home with various fresh fruits to try and recreate the beloved summer treat. I encourage you to try my two favorite DYI smoothie creations below. They will help you beat the heat but also keep your spending in check… All you need to do is toss all of the ingredients in a blender, blend until smooth, pour and serve!

Read the full post

Tags:     |     |  

May 25, 2016
by: Katie Rammer

10 Simple Steps when Buying a Home

It is hard to believe Chris and I are coming up on our first anniversary of being homeowners! I remember how excited we were when we closed on our house but also how nervous and stressed out we were leading up to those final days. When I think about it now… and how clueless we really were with the mortgage process…it would have been nice to have a simple guide for first-time homebuyers that helped break down the steps you take when buying a home. Fortunately, we had an awesome realtor and mortgage loan originator that helped guide us on the journey towards home ownership.

Read the full post

Tags:     |     |  

May 18, 2016
by: Financial Fitness Series

Understanding Your Mortgage Options

Every year, millions of people set goals and resolutions to become more fit. Many of these aspirations have to do with losing weight, eating better, or just becoming a healthier person in general. This year, Kohler Credit Union is paving the way for people like you to become fit… when it comes to your finances and financial decisions. We are proud to introduce our Financial Fitness series of blog posts… aimed to help others manage their finances, borrow smarter, grow their money and protect their future. Check out our latest blog post on understanding what different mortgage options are available and what you need to apply for a mortgage.

Read the full post