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This That & Chit Chat

December 2, 2022
by: Banzai

Renting Rulebook

If you want the best renting experience possible, there are a few rules you should follow.

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November 28, 2022
by: Banzai

Trusts

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A trust, similar to a will, is a way to designate what happens to a person’s belongings after they pass away.

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November 18, 2022
by: banzai

14 Ways to Cut Household Expenses

Changes to the economy, your situation, or your goals may prompt you to take a look at your budget for opportunities to save. But where do you start? These lists will help you make changes, both big and small, to your budget.

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November 11, 2022
by: Banzai

Leaving a Job with a 401(K)

When you leave a job with a 401(k), you’ll generally have four options for what to do with the money. Each has its own benefits and drawbacks, so deciding what’s right for you will depend on your situation and preferences.

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November 7, 2022
by: Banzai

4 Tips for Using Peer-to-Peer Payment Apps

Whether you’re splitting the bill at a restaurant with friends, paying back your parents, or buying snacks at a sports event, it’s hard to beat the convenience of peer-to-peer payment apps like Venmo, Zelle, Google Pay, Cash App, and PayPal.

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October 27, 2022
by: IAMT

The Upside of Frugality

Frugal living discussions often talk about pinching pennies or “stretching a dollar.” A penny saved is a penny earned, or so the saying goes, but is that actually the case?

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October 21, 2022
by: Banzai

Certificate of Deposit

If you're willing to wait, a CD can be a great way to earn a high interest rate on the money you deposit.

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October 17, 2022
by: banzai

Savings Accounts

If you're building an emergency fund, saving for a big purchase, or getting money together to invest, using an insured savings account can put you on the right road.

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October 7, 2022
by: IAMT

Use Psychology to Build a Budget You’ll Stick With

When you start looking for financial advice (or any kind of advice, for that matter), experts will share their take on what’s “good” and what’s “bad.” In personal finance, there are some classifications that we can all agree on: Debt is bad. Emergency funds are good. Overdrawing your account is bad. Earning interest on your savings is good.

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September 30, 2022
by: Banzai

What a Car Loan Costs

When shopping for a car, it's usually best to start by shopping for a car loan.

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September 26, 2022
by: banzai

Opening Your First Account

Opening an account at a bank or credit union is the first step toward owning your personal finances. Best of all? It’s super easy.

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September 16, 2022
by: banzai

7 Internet Safety Rules

Follow these 7 internet safety rules to help keep yourself and others safe online.

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September 9, 2022
by: IAMT

How to Overcome ‘Credit Card Shyness’

News outlets and credit card companies are quick to label millennials as being credit card-shy. According to a recent survey, millennials apparently fear their credit card debt more than climate change, the threat of war and even death. It may sound like an overreaction, but the underlying trend is substantial: millennials are carrying fewer cards and have lower balances, compared to the previous generation of young adults. 

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September 2, 2022
by: banzai

Improve Your Cybersecurity

It’s likely you use a phone, computer, or some other device every day (you’re even using one right now!). But just because you use it often doesn’t mean you can let your guard down.

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August 26, 2022
by: Banzai

Getting a Car

When looking for a new car, you have three main options: buy used, buy new, or lease.

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August 11, 2022

Check It Out

Still stashing money under beds, in ceiling tiles, or under floorboards? You may even use a safe to protect your cash. Yes, these are fun, creative ways to secure money, but they aren't great for all your income. Instead, it’s time to take safe-guarding your money a little more seriously. Checking accounts—they’re serious—and safe.

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August 11, 2022
by: IAMT

When You Can't Afford Your Minimum Payments

It’s scary to find yourself in a situation where you can’t afford your monthly debt payments. Whether that’s due to a sudden life change, like a job loss or illness, or if you’ve simply found yourself unable to keep up, there are steps you can take.

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August 3, 2022
by: IAMT

College Budget Breakdown

Most people ask, "How much does college cost?"—that’s the first mistake. It’s not to say this question isn’t answerable, but grouping college into one huge expense can be a little deceiving.

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August 1, 2022
by: IAMT

Auto Insurance

Auto insurance is not only often a legal requirement, it's also absolutely vital to your financial health.

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