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Home   >   Learn   >   Financial Wellness   >   This That & Chit Chat   >   Improve Your Cybersecurity

September 2, 2022
by: banzai

Improve Your Cybersecurity

It’s likely you use a phone, computer, or some other device every day (you’re even using one right now!). But just because you use it often doesn’t mean you can let your guard down.

Cybersecurity is the safety of your online information and devices, and it should be at the front of your mind whenever you use a device.

Staying Cybersafe

The biggest thing to remember for your cybersecurity is that the internet is dangerous. Hackers and scammers want you to get distracted and forget that. You have to be careful about everything. Clicking on a link, downloading an app, or buying a product can go from fun to dangerous very quickly. Just being aware of the dangers will make a big difference.

Antivirus Software

Antivirus software can help keep your devices safe. This software scans for threats and helps fight off dangerous viruses. Most computers have some kind of antivirus software built in, but getting something more powerful will give you more protection. It’s usually worth it to pay for antivirus software. These ones can usually handle more complex threats and stay better up to date with changes. But beware, there are lots of scams here, too. Some people advertise antivirus software that’s actually a virus itself. That means the thing that’s supposed to protect your device can actually hurt it. Make sure you do your research before you pay for or download anything.

Sharing Information

Sharing personal information online is dangerous. You should never share credit card numbers, your address, account numbers, or your social security number. Even if it’s part of your profile, a quiz, or a challenge, don’t share it.

There’s also information that can be used to verify your identity and change your passwords like your birthday, mom’s maiden name, pet names, etc. You should be really careful about sharing these. When in doubt, keep it to yourself.

Go Phish

Phishing is when a scammer pretends to be someone they aren’t in order to get your money or information. This often happens through email and social media. When using email, watch out for poor spelling and grammar, email addresses that aren’t quite right or misspell the company’s name, and things that try to get you to click on something and login asap.

If the account of a friend sends you something that doesn’t quite sound like them, you should be careful. It’s possible their account has been hacked.

Using Social Media

Social media can be a fun way to connect with people. It can also be a way for scammers to steal your information. To help fight this…

  • Restrict who can be your friend or follow you. Not everyone is who they say they are, so be careful.
  • Adjust privacy settings so that only friends or followers can see your posts. (But remember that followers can screenshot what you post and share it elsewhere.)
  • Don’t link your different social media accounts. When you link accounts, you're sharing your data with way more people and places.
  • Never post anything you don’t want the world to read.

Developing good habits makes cybersecurity a breeze. Just being aware of the threats and preparing your defenses can make all the difference. And if you run into trouble, go to an adult as soon as possible and they can help you find a solution.

This article has been republished with permission. View the original article: Improve Your Cybersecurity.

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