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This That & Chit Chat

showing entries tagged "credit score"

September 9, 2022
by: IAMT

How to Overcome ‘Credit Card Shyness’

News outlets and credit card companies are quick to label millennials as being credit card-shy. According to a recent survey, millennials apparently fear their credit card debt more than climate change, the threat of war and even death. It may sound like an overreaction, but the underlying trend is substantial: millennials are carrying fewer cards and have lower balances, compared to the previous generation of young adults. 

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August 11, 2022
by: IAMT

When You Can't Afford Your Minimum Payments

It’s scary to find yourself in a situation where you can’t afford your monthly debt payments. Whether that’s due to a sudden life change, like a job loss or illness, or if you’ve simply found yourself unable to keep up, there are steps you can take.

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January 7, 2022
by: IAMT

Boost Your Credit Score: 4 Myths Debunked

Credit scores are an area of personal finance that seem a lot more mysterious than they actually are. Many people believe that improving them is a matter of trial and error and, as a result, there’s a lot of “credit score advice” floating around that can end up doing more harm than good. Four common credit score myths have been rounded up and debunked below:

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July 23, 2021
by: Banzai

Credit Score

A credit score is a number that potential lenders will use to determine whether they should lend you money, how much, and at what interest rate.

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June 4, 2020

3 Credit Tips During Uncertain Times

The current nationwide environment is full of unknowns and undoubtedly has had an impact on many people’s lives and finances. Now more than ever, it is important for people to take some extra time to monitor and protect their credit.

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