Home   >   Personal   >   Vehicle Loans

Find your best deal right here.

Apply for a Vehicle Loan Today

Looking to purchase a new car or used vehicle? Or interested in learning your options on how to refinance for a lower rate? Refinance and save with Kohler Credit Union! We offer competitive rates on both auto loan purchases and refinances.

You don't have to secure your vehicle through a dealership. You can work directly with Kohler Credit Union to get a pre-approved auto loan. Plus, if you've been pre-approved, you could potentially receive the money for your new vehicle as quickly as one hour of Kohler Credit Union receiving a copy of your sales contract. Need more reasons to apply?

  • Quick and easy application process
  • Pre-approvals applications available
  • Rate discounts with direct deposit
  • Rate discounts for automatic payments
  • No pre-payment penalties
  • Discounted extended warranties
  • Loan and rate approvals are good for 30 days

Apply for a vehicle Loan Today

Autos, Motorcycles*    
2020 and Newer    
MAXIMUM TERM APR RATE AS LOW AS † MONTHLY PAYMENT ‡
73 to 84 Months 6.59% $14.90
2018 and Newer    
MAXIMUM TERM APR RATE AS LOW AS † MONTHLY PAYMENT ‡
Up to 36 Months 5.34% $30.13
37 to 48 Months 5.59% $23.31
49 to 60 Months 5.59% $19.15
61 to 72 Months 5.84% $16.51
2017 and older    
MAXIMUM TERM APR RATE AS LOW AS † MONTHLY PAYMENT ‡
Up to 36 Months 7.84% $31.27
37 to 48 Months 8.09% $24.47
49 to 60 Months ($20,000 and over) 8.34% $20.45
61 to 72 Months($25,000 and over) 8.59% $17.83

Rates as of April 12, 2023.
* Based on loans up to 110% the lesser of purchase price or NADA value to qualified borrowers.
† Rates stated as annual percentage rate. The annual percentage rate you receive is based on certain creditworthiness criteria, automatic payment with remote document signature, and direct deposit of net payroll check to a Kohler Credit Union checking account. Other terms and conditions may apply.
‡ Monthly Payment is based on payment per $1,000 for rate and term.

RV's, Boats*    
2020 and Newer    
MAXIMUM TERM APR RATE AS LOW AS † MONTHLY PAYMENT ‡
Up to 84 Months (Under $25,000) 7.59% $15.39
Up to 120 Months ( $25,000 minimum) 7.59% $11.93
Up to 144 Months ($35,000 minimum) 7.59% $10.61
Up to 180 Months ($50,000 minimum) 7.59% $9.33
Up to 240 Months ($100,000 minimum) 8.09% $8.43
2016-2019    
MAXIMUM TERM APR RATE AS LOW AS † MONTHLY PAYMENT ‡
Up to 84 Months (Under $25,000) 7.84% $15.52
Up to 120 Months ($25,000 minimum) 7.84% $12.06
Up to 144 months ( $35,000 minimum) 7.84% $10.75
2015 and older    
MAXIMUM TERM APR RATE AS LOW AS † MONTHLY PAYMENT ‡
Up to 60 Months (Under $10,000) 9.84% $21.18
Up to 84 Months ($10,000 and over) 9.84% $16.53

Rates as of April 12, 2023.
* Based on loans up to 110% the lesser of purchase price or NADA value to qualified borrowers.
† Rates stated as annual percentage rate. The annual percentage rate you receive is based on certain creditworthiness criteria, automatic payment with remote document signature, and direct deposit of net payroll check to a Kohler Credit Union checking account. Other terms and conditions may apply.
‡ Monthly Payment is based on payment per $1,000 for rate and term.

Apply for a vehicle loan

Checking Personal2 Spiff Personal - Checking
Calculator Resources - Calculators
2022 CreditInsights Spiff Mar Personal - Credit Insights
ConsumerImage 460x605 Personal - Credit Cards