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This That & Chit Chat

August 11, 2022

Check It Out

Still stashing money under beds, in ceiling tiles, or under floorboards? You may even use a safe to protect your cash. Yes, these are fun, creative ways to secure money, but they aren't great for all your income. Instead, it’s time to take safe-guarding your money a little more seriously. Checking accounts—they’re serious—and safe.

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August 3, 2022
by: IAMT

College Budget Breakdown

Most people ask, "How much does college cost?"—that’s the first mistake. It’s not to say this question isn’t answerable, but grouping college into one huge expense can be a little deceiving.

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August 1, 2022
by: IAMT

Auto Insurance

Auto insurance is not only often a legal requirement, it's also absolutely vital to your financial health.

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July 19, 2022
by: IAMT

What is a HELOC?

A home equity line of credit (HELOC) is a line of credit that allows you to tap into your home’s equity.

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July 8, 2022
by: IAMT

When’s the best time to write a business plan?

Writing a business plan is an essential part of building a successful business. At its core, a business plan is a road map for your project: it establishes your purpose, it sets goals and expectations, and it forecasts the relationship between cost and revenue. Business plans exist in many forms: some formal and some informal.

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June 30, 2022
by: IAMT

The Effect of Time on Investing

Investing can seem like a very risky, complex and fast-moving process. With endless combinations of investment vehicles to choose from, it can be difficult to take your first step as an investor—especially with the knowledge that all investments carry the risk of losing some or all of your money. So why bother?

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June 22, 2022
by: IAMT

Where You Seek Financial Advice Says a Lot About You

How did you decide where to open your first bank account? Where did you learn to budget or pay bills? If you have a money question now, what do you do? Who do you turn to?

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June 16, 2022
by: IAMT

How to Stop Lifestyle Creep in its Tracks

Have you ever caught yourself daydreaming about all of the amazing lifestyle changes that await you just beyond your next pay raise? Have you ever fantasized about how to spend a work bonus, only to have the money instantly disappear into your monthly spending? If this sounds familiar, you might be prone to lifestyle creep.

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June 10, 2022
by: IAMT

Why Is It Called A Credit Union?

While bank and banking are universally understood and accepted terms, the term credit union is still largely misunderstood and unknown to many. Credit union is an unusual term, isn’t it? Is it just another name for a bank? Is it a credit card company? Do I have to be in a union to join?

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June 2, 2022
by: IAMT

It Pays To Start Saving Now

In case you haven’t heard, compound interest is the best.You may remember it as an equation you had to memorize for math class, but it’s so much more than that. It’s the concept that powers all sorts of savings and investment products and, over time, allows you to turn your money into, well, more money!

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