All loans and lines of credit are subject to credit approval and certain restrictions. Membership required.
Tap into Your Home’s Value
Home Equity
Unlock the value of your home with our flexible home equity options designed to meet your financial goals. Whether planning a major renovation, consolidating debt, or funding an important life event, our Home Equity Line of Credit (HELOC) and Home Equity Loan options provide the security and flexibility you need.
Home Equity Loan
If you need a specific amount of money for a well-defined purpose, our Home Equity Loan might be the right choice. Sometimes known as a "second mortgage," this loan provides a lump sum with fixed rates and fixed monthly payments. You can borrow up to 100% of your home's equity, making it an ideal option for significant expenses.
Key Benefits:
- Fixed Rates & Payments: Enjoy stability with fixed interest rates and predictable monthly payments.
- No Annual Fees: Keep more of your money with no hidden costs or prepayment penalties
Home Equity Line of Credit (HELOC)
A HELOC offers a convenient way to tap into your home's equity whenever you need it. This revolving line of credit allows you to borrow up to 90% of your home's equity, giving you access to funds for large purchases or unexpected expenses. With competitive rates and the ability to access funds 24/7, a HELOC is perfect for those who want financial flexibility.
Key Benefits:
- Flexible Usage: You can use the funds for home improvements, debt consolidation, vacations, or any other large expenses.
- Revolving Credit: Borrow, repay, and borrow again as needed during the draw period.
- Competitive Rates: Enjoy lower interest rates than personal loans or credit cards.
