Credit Report

Your credit score has become increasingly important over the years and can impact your ability to take out a loan, rent or buy a home, open a credit card, and so much more. 

That’s why it’s a good idea to familiarize yourself with your credit report, check your score regularly, and scan your credit activity to ensure its accuracy. 

Reviewing your credit report is easy. Just go to annualcreditreport.com, and you can get one free copy of your credit report every 12 months from each reporting company: Equifax, Experian, and TransUnion. That means if you stagger your requests, you can look at your credit report every four months!

Kohler Credit Union members can also monitor their credit through Credit Insights, a free credit monitoring tool in digital banking. With Credit Insights, you get instant access to your credit score, credit report, personalized money-saving offers, and financial wellness tips on improving your score or maintaining an already great score.