The Foundation for Your Future
Premium Money Market
Our Premium Money Market account is intended for significant, long-term savings goals, like college funds or purchasing a home. It has a minimum balance of $10,000, and interest rates are tiered based on account balance, which means that you can earn higher interest with higher balances!
Features and Benefits:
- Limited check access
- Tiered rates (higher balances = higher interest)
- Dividends paid monthly
Personal Savings Accounts
| Deposit Type | Minimum Balance** | Dividend Rate | APY * | Dividend Period | "Call KCU" Access |
|---|---|---|---|---|---|
| Basic Share (and secondary shares) | $5.00 | 0.10% | 0.10% | Monthly | Yes |
| Saver's Sweepstakes | $0.00 | 0.10% | 0.10% | Monthly | Yes |
| Fair Share (Money Market Account) | < $2500.00 | 0.10% | 0.10% | Monthly | Yes |
| Fair Share (Money Market Account) | $2500.00 | 0.35% | 0.35% | Monthly | Yes |
| Premium Money Market | < $10,000.00 † | 0.60% | 0.60% | Monthly | Yes |
| Premium Money Market | $10,000.00 | 0.75% | 0.75% | Monthly | Yes |
| Premium Money Market | $25,000.00 | 0.90% | 0.90% | Monthly | Yes |
| Premium Money Market | $50,000.00 | 1.20% | 1.21% | Monthly | Yes |
| Premium Money Market | $100,000.00 | 1.55% | 1.56% | Monthly | Yes |
| Premium Money Market | $250,000.00 | 2.20% | 2.22% | Monthly | Yes |
| Health Savings Account | < $500.00 | 0.10% | 0.10% | Monthly | Yes |
| Health Savings Account | $500 | 0.11% | 0.11% | Monthly | Yes |
| Health Savings Account | $2,500.00 | 0.16% | 0.16% | Monthly | Yes |
| Health Savings Account | $5,000.00 | 0.21% | 0.21% | Monthly | Yes |
| Health Savings Account | > $15,000.00 | 0.26% | 0.26% | Monthly | Yes |
| Christmas Club | $0.00 | 0.25% | 0.25% | Monthly | Yes |
APY is accurate as of November 13, 2024 the last dividend declaration date.
Rates may change after the account is opened. Maintenance or activity fees could reduce the earnings on the account. Membership is required.
* APY equals Annual Percentage Yield.
** Minimum balance required to earn the advertised APY.
† Should your Premium Money Market fall below $10,000, your account will be charged a monthly service fee of $15.00.
Saver's Sweepstakes
Grow your savings in this account, which gives you the chance to win bonus cash on top of guaranteed interest.
Basic Share
This account is a requirement for membership with Kohler Credit Union. This straightforward, no-nonsense approach to savings is perfect for anyone looking to simplify their financial life and save for a short-term goal.
Fair Share
With higher interest rates than Basic Share, this entry-level money market account is a great option to build your savings.
