We know that buying a home can be overwhelming. Mortgages, especially, can feel like a huge undertaking. To help, we have compiled a list of our most frequently asked questions to clarify and empower you with the answers you need! For more specific information on different types of mortgages, visit our First-time Home Buyer loan and Jumbo loans pages.
FAQs
The fastest way to get the pre-approval to start shopping for your new home is to apply online.
Pre-approvals are good for up to 120 days. In the event you do not find a home in that amount of time, we can extend the pre-approval by receiving some updated information.
When you have an accepted offer on the home you are going to purchase and pay the $599 application fee, the rate would need to be locked at that time to continue the process and order the appraisal.
Click here for our current mortgage rates. Not every borrower will qualify for the posted rates as rates are based on credit history, property type, loan amount, and other factors. These rates can change daily and the current rate at time of lock would apply.
Closing costs vary based on several factors and can range from $1,500-$2,500. There are times when mortgage promotions have discounted closing costs. In order for us to determine your specific closing costs, submit an online application and one of our experienced Mortgage Loan Originators can assist you further.
The start to finish process time for refinancing your home can vary greatly, dependent upon a few factors. However, the typical turnaround time for refinancing your home would be 3-6 weeks.
This depends on what you are hoping to accomplish (lower monthly payment, better rate/term, cash-out, etc.). Please go to our Loan Comparison Calculator. Our current rates are located here.
First-time Home Buyer
We now offer fixed and adjustable mortgage options for those looking to purchase their first home.
Jumbo Loans
We offer a variety of jumbo loan options to fit your individual mortgage needs.
