Vehicle FAQs

1. Speak with one of our lending specialists to determine how much you can afford for a vehicle and get preapproved for financing.
2. Identify your specific needs in a vehicle, such as size, features, and performance.
3. Research vehicle models that meet your requirements.
4. Search for available vehicles online, as most dealerships list their inventory on their websites, making it easy to browse from home.
5. Visit the dealership to test drive the vehicle you're interested in.
6. Negotiate and agree on a fair price with the dealer.
7. Complete the financing process and finalize the paperwork to take ownership of your new vehicle.

Kohler Credit Union's current auto loan rates are always online. We offer great rates and flexible terms on our auto loans.

If the collateral is titled, the lien will be released 7-9 days from the date the loan is satisfied and mailed to the member’s address on file with KCU.

A verifiable form of payment must be presented and the request to expedite release must be made the same day. Verifiable forms of payment include Cashier’s Checks, Wires, and Cash.

• Automatically from an internal KCU account
• External ACH *Transfer to your loan from another financial institution
• Online transfers via digital banking
• In person at a branch location
• Mailed in checks to:
  5727 Superior Ave.
  Sheboygan, WI 53083

The ELT or secured party number is 3619 if placing Kohler Credit Union on a vehicle being titled in Wisconsin Only.

Have insurance reach out to notify us via fax 920.451.3668 or email loanprocessing@kohlercu.com

*Please have them send a copy of the Settlement Summary and Vehicle Valuation Report as well

Kohler Credit Union
5727 Superior Ave
Sheboygan, WI 53083

*Other addresses used will cause delay in processing

Instructions will be sent to your address on file with KCU on GAP expectations based on your current loan.